Archive for September, 2007

AA-0-0-0 @ 8%!

25 September 2007

http://www.prosper.com/lend/listing.aspx?listingID=202604
Purpose of loan:
This loan will be reinvested into the Prosper community. 100% of these funds will be used to fund higher interest loans on this site. I have excellent credit and repaying this loan is well within my means. My objective is to experience the lender side of Prosper and […]

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“A” credit with Zero Delinquency @ 14.28% !

18 September 2007

http://www.prosper.com/lend/listing.aspx?listingID=203226
I’ve lent $14,000 on prosper and am curious what the borrowing process is like.

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Perfect credit @ 9%

10 September 2007

http://www.prosper.com/lend/listing.aspx?listingID=198735
Payoff:
By day, I’m a computer programmer at a stable insurance company. I’ve been there four years. Just got a raise and extra benefits. By night, I’m a composer/musician selling his work on the Internet. Yes, I’m actually selling my music! (No starving artist here. So, the loan will be paid back from my day […]

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Getting your loan listing funded

5 September 2007

When you creat a listing, your first objective is to be funded. Then you decide if it is an acceptable rate for you.
So first, you can try starting your listing at the maximum rate allowed by your state, even if that’s 29.9%. Because if your listing won’t fund at the max rate, there’s not much […]

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B @ 17%, No delinquency, Excellenct reward vs risk listing!

4 September 2007

http://www.prosper.com/lend/listing.aspx?listingID=197022
Purpose of loan:
I want to use this loan to pay off Citifinacial $7200, Homedepot $500, IRS $620. I am also looking to start finally saving for a rainy day.

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Perfect AA credit. No delinquencies. 4% DTI. Homeowner! @ 12%

1 September 2007

http://www.prosper.com/lend/listing.aspx?listingID=195529
I plan on using this loan to reinvest in Prosper loans. I have been using my own money to invest in Prosper for over six months and I have gotten an excellent rate of return of around 14 - 15 %. Now I want to get my feet wet borrowing at a lower rate due […]

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