AA-0-0-0, 3%DTI, Verified Home Owner @ 9.5%!

July 18th, 2007

https://www.prosper.com/lend/listing.aspx?listingID=171738

Re-invest in prosper

Purpose of loan:
I will use the money from this loan to re-invest in Prosper. 100% of the money will be lent to others on Prosper. I have been a lender for 6 months, and see it as a good way to diversify my investments.

Also, I want to analyze Prosper from a borrower’s standpoint.


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We consolidate debt, you get the gravy

July 16th, 2007

AA-0-0-0 @ 15%! (but 64%DTI).

https://www.prosper.com/lend/listing.aspx?listingID=170261

Basically this is a risk vs. reward listing. At 15%, it’s similar to a C or D credit grade listing with a sub-20% DTI.
So the question becomes:

Which loan is more risky?

    1. AA-0-0-0 with 64% DTI

    or

      C-0-0-0 with 20% DTI

    At 15%, both are endorsable listings.


    Lender wanting to see what being a borrower is about

    July 9th, 2007

    https://www.prosper.com/lend/listing.aspx?listingID=161673

    AA-0-0-0 @ 8.8% + Homeowner + Account verified

    Purpose of loan:
    I have been a lender on Prosper for several months. I would like to get a sense of what it is like to go through the P2P borrowing process. The way I see this loan is to be able to leverage my credit score as an investment. Man…Prosper is awesome.


    AA-0-0-0 @ 8.6%!

    July 7th, 2007

    https://www.prosper.com/lend/listing.aspx?listingID=164868

    Purpose of loan:
    Reinvestment into Prosper


    B-0-0-0 @19%. Great risk/reward ratio loan!

    June 28th, 2007

    https://www.prosper.com/lend/listing.aspx?listingID=159453

    Purpose of loan:
    I am an owner in an outdoor mobile billboard company. We have been in business a little over 6 months now, and are running low on cash flow for our expanding for more sales reps. We have had a great response as to our business, and the methods we have in place. These funds will help fund and secure working capital to pay necessary employment cost for new reps.


    A-0-0-0 @ 10%!

    June 22nd, 2007

    Prosper Lender seeking to grow Portfolio

    Purpose of loan:
    I am a current Prosper lender with $2500 lent out so far. I am looking to triple the size of my current Portfolio.

    https://www.prosper.com/lend/listing.aspx?listingID=156264


    AA-0-0-0 loan listing @ 10.5%!

    June 21st, 2007

    Lender seeing Prosper from borrower’s point-of-view

    Description:
    I am a Prosper lender interested in what it looks like to borrow on Prosper. Money will be reinvested in Prosper.

    https://www.prosper.com/lend/listing.aspx?listingID=155742


    AA-0-0-0 loan listing @ 8.5%!

    June 21st, 2007

    https://www.prosper.com/lend/listing.aspx?listingID=155645


    AA-0-0-0@5%. State cap is 5%.

    June 16th, 2007

    https://www.prosper.com/lend/listing.aspx?listingID=152752


    B-0-0-0 @ 9.9%

    June 8th, 2007

    https://www.prosper.com/lend/listing.aspx?listingID=149169



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